Worried about your finances this Christmas? You should be – the average person spends well over $1000 over the festive period, in gifts, social events, food and drink. That’s a lot of money in anyone’s book, but if you are struggling with your budget, it can be a hellish time. So, I thought I would give you some great tips for saving this year, without feeling like you are letting anyone down. Let’s take a look – and feel free to offer your own tips at when you have finished reading it.
First of all, have a think about lowering the cost of your Christmas decorations. It seems that every year, people will buy a shed load of new trinkets, baubles and overpriced decorations – but do you need to? Why not look to nature, instead? The fall is a great time to find interesting pieces to pick up from forests or the beach. It really doesn’t take much to turn them into unique decorations for the tree.
Also, think about injecting a little of your personality into your Christmas decor. These fun Christmas ornaments, for example, might be an idea if you and the man of the house enjoy a craft beer or two. Finally, think about visiting thrift and charity stores. If all those people are buying new decorations, there’s a good chance they are getting rid of last year’s. Meaning, of course, you can pick them up for a fraction of the price.
Has the spirit of Christmas been somewhat diminished in recent years? Many people believe so, and there is a lot of evidence to back them up. So, I would suggest that returning to those original values of ‘it’s the thought that counts’ is a good move, regardless. But especially if you are struggling with a budget.
Try making your own gifts instead of spending a fortune. While it’s true that this can be difficult with kids, it is a lovely touch for the adults in your life. Why not pull together some of your favourite music and make a mix CD for someone? Or, create something crafty and beautiful? You can turn the simplest object into something amazing, and people will love the fact you have put in so much effort.
Food and drink
Food and drink are obviously a big issue when it comes to Christmas. However, trying to save a little doesn’t mean you have to miss out. The key to a cheaper festive period is good planning, so get started now. Look for coupons both online and offline and pick up any deals as and when you see them.
Start trying out supermarket own-brands and find better- and cheaper – alternatives to branded products. Save up those store points, too – they could help you shave off a lot of cash on your Christmas shopping. And, of course, you could also club together with your family and friends to get a membership at somewhere like Costco. Then you can all shop in bulk, and get a serious discount.
I hope this has helped you see a few ways of saving this Christmas. It is traditionally an expensive time, but it doesn’t have to be. Good luck with the savings and the Christmas preparations.